In crisis or thinking about suicide? Call or text 988 anytime for the Suicide & Crisis Lifeline. It is free, confidential, and available 24 hours a day.
Independent Local Health Desk Mental Health & Recovery Coverage St. Louis, Missouri
The St. Louis
Mental Health Guide
Mental Health News & Resources · St. Louis & St. Charles County
HomeFrequently Asked
Common Questions

St. Louis mental health, answered plainly.

The questions people actually ask us about getting help in the metro, with short, honest answers. If you only read one page here, this is a good one.

Getting mental health care is confusing even for people who work in it. Below are the questions we hear most, grouped so you can jump to what you need. Nothing here is medical advice, and none of it replaces talking to a licensed clinician. It is meant to help you walk into that conversation knowing what to ask.

Getting started
How do I get mental health help in St. Louis if I have never done this before?

Start with one of three calls. If you are in immediate danger, call 911. If you are struggling but safe, call or text 988 for the Suicide and Crisis Lifeline. If you are managing but know something needs to change, call the behavioral health number on the back of your insurance card, or book a visit with your primary care doctor and tell them you want help. Your own doctor is often the easiest and most effective first step. Our getting started guide walks through this in order.

What is the mental health crisis line for the St. Louis area?

Call or text 988, the Suicide and Crisis Lifeline, any time. The St. Louis region is served by Behavioral Health Response, a 24-hour crisis line reachable through the 988 network, which includes local teams. You do not need insurance to call, and veterans can press 1.

Paying for care
Does MO HealthNet cover mental health care?

Yes. MO HealthNet, which is Missouri's Medicaid program, covers mental health care, and many clinics across the metro accept it. Eligibility is broader than many people assume, so it is worth checking even if you are unsure you qualify.

What can I do if I have no insurance and little money?

The St. Louis region has community mental health centers and sliding-scale clinics that charge based on your income, and you will not be turned away for lack of an insurance card. Crisis lines like 988 are always free. NAMI St. Louis can also help you find low-cost options.

When medication has not worked
What does treatment-resistant depression mean?

It generally means depression that has not improved after trying at least two different antidepressants, each at a real dose for a real length of time. It is common, it is not a personal failure, and it signals that the plan should change rather than repeating more of the same. Our guide on antidepressants that are not working covers the next steps.

What are my options if antidepressants have not worked?

Common next steps include switching to a different antidepressant, adding a second medication to boost the first, and adding structured therapy. When those are not enough, doctor-supervised options like TMS and Spravato work on different brain systems and are designed specifically for treatment-resistant depression.

What is the difference between TMS and Spravato?

TMS uses focused magnetic pulses to stimulate mood-related brain areas, involves no medication, and is done in short awake sessions, usually five days a week for about six weeks. Spravato is a nasal spray form of esketamine, given in a certified clinic with at least two hours of monitoring per visit, and taken alongside an oral antidepressant. Both are for depression that has not responded to standard treatment.

Are TMS and Spravato covered by insurance in Missouri?

Many insurance plans cover both TMS and Spravato for treatment-resistant depression after other treatments have been tried, usually with a prior authorization. Coverage varies by plan. Some local clinics accept MO HealthNet for these treatments. The most reliable way to know your cost is to have the clinic verify your benefits before you start.

Trauma and talking to your doctor
How do I find PTSD treatment in St. Louis?

Look for a provider who offers trauma-focused therapy such as Cognitive Processing Therapy, Prolonged Exposure, or EMDR, and ask directly whether they treat PTSD regularly. The VA also offers PTSD care for veterans, and the Veterans Crisis Line is reachable by dialing 988 and pressing 1. Our PTSD guide covers what works.

How do I talk to my doctor about depression?

You do not need perfect medical words. Try something plain like, "I think I am depressed and I want help," or, "I have taken these medications for this long and still feel this way, what are my options beyond another pill." A recommendation from your own doctor is the single thing most likely to move you into treatment, so raising it directly matters.

Is this website a clinic or a crisis service?

No. The St. Louis Mental Health Guide is an independent informational website, not a medical provider, clinic, or crisis line. The content is general information, not medical advice. For care you need a licensed clinician, and for an emergency you should call 911 or 988 or go to the nearest emergency room.